Single-Family – 236 Aubinwood Rd Amherst, MA 01002 is now new to the market!

Special opportunity to own this executive ranch style home with over 4,000 square feet of living space. Lower level consists of a full in law apartment.Walk in through your private entrance into large living room, bedroom ,full kitchen with dining area and full bath. Walk through another door and enter 2 very large rooms.The main living area has a modern kitchen with marble counters, tile floor,new gas stove, maple cabinets and multiple seating areas.Two steps down lead to family / sun room with separate entrance to private yard and beautiful expansive deck.The master bedroom has a gorgeous bathroom and tasteful built in master bed.There is a large bright sunk in living room with fireplace dining room and a very large studio room with private entrance and high ceilings. This could also be used for a home office. There are hardwood floors throughout.. For your convenience you can enter through the garage.The yard is very private with lots of different areas and a majestic stone wall

This is a Ranch style home and features 14 total rooms, 3 full baths, 1 half bath, 5 bedrooms, 0.57 Acres, and is currently available for $630,000.

For complete details click here.

Questions To Ask Your Real Estate Agent

There are a lot of real estate agents out there to choose from. It might be hard to tell one from another. There’s so many ways to find an agent these days including recommendations from friends and family to simple online searches. You want an agent that understands your needs from the neighborhoods that you’re looking to buy a home in, to the layout of the market that you’re selling in. Each agent has different specialties from relocation needs to foreign languages to FHA approved property searches. Below, you’ll find some tips to help you find the perfect realtor for you. 

Pick Someone Who You Can Have Straight Talk With

You’ll need to like the person you pick as your realtor, but you’ll also need someone who you can talk business with. You don’t want a family member who you don’t feel comfortable knowing your financial picture, or someone who won’t understand your desire for a certain location or neighborhood. 

Match Your Personality

You’ll be in touch with and will be spending a lot of time with your realtor. You want to find a realtor who can work well with you. Match your personality with theirs. Do you like someone who is a bit aggressive? Would you rather have a realtor who is a bit more easy-going? How often do you want to be in touch with your agent? Just remember that if you don’t like your agent, there’s a good chance that other people may not like your agent either! 

The Choice Is Yours

Remember that the choice is yours when you’re looking for a realtor. You want to find a realtor who you know you’ll work well with. You also want to know that your realtor will work for you. It’s important that your realtor be ethical, communicative, and be a part of your team throughout the process of buying and selling. Here’s some questions that you should ask your realtor in order to help you understand if they’re a good fit for you:

  • Will I be working with you exclusively?
  • Are you a full or a part-time agent?
  • How much experience do you have?
  • What broker do you work for?
  • Have you closed homes in this neighborhood before?
  • Do you work with any lenders or have a seasoned team to help us through this process?
  • Asking these questions can help you to get a better understanding of who your realtor is and how they can help you to buy your dream home or sell your current property. This way, you’ll have a better idea of what to expect throughout the process.

Make a Down Payment Savings Plan To Buy Your First Home

You’ve been thinking it for a while: “I really should start putting some money aside for a down payment.” But, you just can’t seem to find any wiggle room in your budget.

You’re not alone. Saving for a down payment isn’t easy. Especially if you’ve got rent, car payments, student loans, and are trying to put money aside for retirement.

In today’s post, we’re going to talk about how to make a game plan for your down payment. This way, you can start saving immediately, bringing you closer to your goal of homeownership each day.

Step 1: Give each dollar a job

The first rule of budgeting is that you need to know where each dollar you earn ends up. From there, you can start re-allocating funds to the things you want to save for.

There are many apps and tools available to help you out with this process, including YNAB (You Need A Budget) and Mint. If apps aren’t your thing, you can always use a simple spreadsheet.

First, account for all of your income. This could include your salary, rental income, or other forms of money that you have coming in.

Next, detail each of your weekly and monthly expenses. Everything from groceries to the internet bill and retirement contributions.

Step 2: Reassess your expenses

Now it’s time to make some tough decisions. Are there ways you can cut down on your weekly or monthly expenses? Maybe you aren’t using that Amazon Prime membership as much as you thought you would. Or, maybe you’ve decided you don’t really watch anything on cable but the news. There are a number of ways one might cut back on their monthly bills.

Get creative with family plans, bulk shopping for food, or cooking budget-friendly meals. All of these savings will add up quickly.

Step 3: Pay off small debts with high interest

Let’s face it, if you have thousands of dollars in student loans, you might not be able to aggressively pay them down by the time you want to move out of your apartment.

But, for small debts (under $1,000 credit card debt, for example), you could save more in the long run by paying them off and avoiding interest payments.

Step 4: Be smart about your savings

With the right savings account and credit card, you can earn money through savings interest and through cashback rewards on credit cards.

First, find a savings account with the highest possible interest rate. These can often be found from choosing an online bank who doesn’t have the overhead of running branches.

Next, direct deposit a set amount of your paycheck each week into that savings account. This way, you can be sure that you won’t dip into your down payment savings.

To generate additional income, you can use cash back rewards from credit cards for things like groceries and gas. Choose a credit card that offers the best cash back rewards for things like groceries and gas purchases. The key here is to only use your credit card on necessities and to always pay off the card in full at the end of each month.

If you follow these four steps, you should be able to streamline your down payment savings process and start saving right now.

Single-Family – 21 Stone Hill Rd New Salem, MA 01355 is now new to the market!

Open concept contemporary, 3 beds, 2 bath, 2 car garage home in the woods ..First floor is open with soaring cathedral ceilings, access to the deck and over-sized picture windows on the back and front of the house, 2 beds and a full bath. The 2nd floor boasts a loft with lots of natural light, perfect for an office, workout or play area, and a large Master bedroom suite with vaulted ceilings and lots of closet space, balcony overlooking the quiet back yard, and master bath with jacuzzi tub. New furnace (2019), newer roof (2015), radiant heated floors, Located near picturesque Quabbin Reservoir, just a short commute to the arts and culture surrounding UMass, Amherst and Pioneer Valley. High speed internet available now!

This is a Contemporary style home and features 5 total rooms, 2 full baths, 2 bedrooms, 2.89 Acres, and is currently available for $299,900.

For complete details click here.