Condo – 24 Green Leaves Dr Unit 416 Amherst, MA 01002 is now new to the market!

Neat Clean Economical condo in the 55+ Green Leaves community. Building 24 has natural gas heat and central air conditioning. Second floor end unit, ensures a little more privacy. Move in condition

This is a Garden style home and features 4 total rooms, 1 full bath, 2 bedrooms, and is currently available for $179,000.

For complete details click here.

Open house on 7/12/2020 at 122 Elm St Hatfield, MA 01038


Date: 07/12/2020 Time: 1:00 PM to 3:00 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

Well maintained 3 bedroom, 2 bath Hatfield home is located on a 1.68 acre lot. This property features include both a one car and two car garage, newer energy efficient replacement windows, enclosed three season porch, refinished hardwood floors. large backyard and eat-in Kitchen. The property is in move in condition, with easy access to 91, and just minutes to downtown Northampton, this is a must see.

Pay off Your Mortgage Early with These Techniques

Paying off a mortgage early is a dream of many homeowners. By making larger payments on your home loan, you can cut years off of your loan term and save thousands of dollars in interest payments that you can use toward savings or investments. But in an economy that has seen decades of wage stagnation and increasing costs of living, it can often seem like an unattainable goal.

With some planning and initiative, however, there are ways to pay off your home loan before your term limit.

In today’s post, we’re going to talk about three of the ways you can start paying off your mortgage early to avoid high interest payments and save yourself money along the way.

1. Refinance your mortgage

If you’re considering making larger payments on your mortgage, it might make sense to look at refinancing options. Most Americans take out 30-year, fixed-rate mortgages.

If you can afford to significantly increase your mortgage payments each month, you could refinance to a 15-year mortgage. This will save you on the number of interest payments you’ll have to make over the years. But, it will also help you secure a lower interest rate since shorter term mortgages typically come with lower interest rates.

This option isn’t for everyone. First, refinancing comes with fees you’ll have to pay for upfront. You’ll have to apply for refinancing, get an appraisal of your home, and wait for the decision to be made.

But, you’ll also have to ensure that you can keep up with your higher monthly payments. If your income is variable or undependable, it might not be the safest option to refinance to a shorter term mortgage.

2. Make extra payments

An option that entails less risk than refinancing is to simply increase your monthly payments. If you recently got a raise or are just reallocating funds to try and tackle your mortgage, this is an excellent option.

Depending on your mortgage lender, you may be able to simple increase your auto-pay amounts each month, streamlining the process. Otherwise, it’s possible to set up bill-pay with most banks to automatically transfer funds to your lender.

3. Bi-weekly payments or one extra payment per year

Making bi-weekly instead of monthly payments is an option that many homeowners use to pay off their mortgages early. Bi-weekly payments work by paying half of your monthly payment once every two weeks.

The vast majority of homeowners make 12 monthly payments per year. But by switching to 26 bi-weekly payments, you can effectively make 13 full monthly payments in a year without seeing too much of a difference in your daily budget.

This doesn’t seem like much savings in the short term, but let’s take a look at how much you could save over the term of a 30-year mortgage.

On a 30-year fixed mortgage of $200,000 with a 4.03 annual interest rate, you would make a monthly payment of $958.00 and a bi-weekly payment of $479.

Over 30 years of an extra monthly payment, you could save nearly $20,000 on the total interest amount and pay off your mortgage almost 5 years early.

Commercial – 0 Rte 91 Whately, MA 01093 is now new to the market!

The Home Store is Moving 2 Doors Down the Road. Unique property consisting of 2 acres abutting the entrance to Rte 91 in Whatley. Prime exposure from both the front, which is State Street and the rear of property facing the highway. The property is beautifully landscaped with a bold center island and a large circular driveway running throughout the grounds. There are two modular homes currently on the property. They have never been lived in but on home is used as office space and display. Many interesting opportunities can be explored with these properties. This could be an ideal opportunity to secure a commercial lot with tremendous presence. Possible to also buy adjoining property. Fact sheet of the 2 homes on the property are included in photos

This property features 2.00 Acres, and is currently available for $800,000.

For complete details click here.